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Financial Management

Everything we've published on practice management, marketing, and finances — all in one place.

ROBS 401k rollover structure for dental practice acquisition 2026 Buying & Selling Practices

ROBS for Dental Practice Acquisition (2026): When to Use Your 401(k) — and When Not To

TL;DR: ROBS (Rollover for Business Startups) lets you use 401(k) funds to buy a dental practice without paying taxes or early-withdrawal penalties. The structure works…

30 June 2026 13 min read
Dental practice loan refinance rate comparison and breakeven calculation 2026 Buying & Selling Practices

Dental Practice Loan Refinance (2026): When It Pays, How It Works, and What to Watch For

TL;DR: Refinancing your dental practice loan makes sense when your new rate is at least 1 percentage point lower than your current rate, your existing…

30 June 2026 11 min read
Dental equipment financing decision dashboard 2026 Buying & Selling Practices

Dental Equipment Financing (2026): The Operator’s Guide to Loans, Leases & Section 179

Dental Equipment Financing (2026): The Operator’s Guide to Loans, Leases and Section 179 By Sajid Ahamed, Practice Management Content Strategist | Last Updated: June 2026…

29 June 2026 24 min read
SBA 7(a) vs SBA 504 — Dental Practice Loan Comparison Buying & Selling Practices

SBA 7(a) vs SBA 504 for Dental Practices: 2026 Decision Guide

SBA 7(a) and SBA 504 are different programs for different use cases — and choosing the wrong one can cost a dental practice buyer tens of thousands of dollars. This 2026 guide compares both programs side by side with rate tables, scenario examples, and a 5-step decision framework.

23 June 2026 18 min read
SBA 7(a) Loans for Dental Practices — 2026 Process and Approval Guide Buying & Selling Practices

SBA 7(a) Loans for Dental Practices: 2026 Process & Approval Guide

What dentists need to know about SBA 7(a) loans in 2026 — eligibility, down payment, current rates, the 8-step approval process, and how to package a winning loan application.

16 June 2026 22 min read
Financial Management

Dental Practice KPIs: 15 Metrics Every Practice Owner Should Track [2026 Dashboard]

TL;DR: The six KPIs that matter most for dental practice profitability are collections rate (target: 98%+), case acceptance rate (target: 75-85%), hygiene reappointment rate (target:…

15 May 2026 9 min read
Dental Embezzlement: Detect, Prevent, and Recover Financial Management

Dental Embezzlement: Detect, Prevent, and Recover

Here’s an uncomfortable number. The average dental theft case costs a practice $109,000, stolen over roughly two years before anyone notices (Prosperident, ongoing). That’s not…

8 May 2026 20 min read
Dental Practice Break-Even Analysis: Know Your Numbers Financial Management

Dental Practice Break-Even Analysis: Know Your Numbers

The average general practice collects $942,290 per year and the owner keeps $207,980 (ADA Survey of Dental Practice, 2024). That’s a 78% overhead rate for…

15 April 2026 14 min read
UCR Fees Dental: How to Set and Optimize Your Fee Schedule Financial Management

UCR Fees Dental: How to Set and Optimize Your Fee Schedule

UCR Fees Dental: How to Set and Optimize Your Fee Schedule Seven out of ten dental practices don’t set their UCR fees correctly, according to…

10 April 2026 17 min read
Dental Payment Plans: A Practice Owner's Guide Financial Management

Dental Practice Payment Plans: How to Offer Flexible Financing

Dental Payment Plans: A Practice Owner’s Complete Guide to Financing Options That Actually Work According to the ADA Health Policy Institute, 20-40% of recommended dental…

1 April 2026 18 min read
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